stretchingmoneytoday

Lower your monthly bills

The easiest raise you'll ever get is a smaller bill.

Practical, independent guides to cutting the bills that quietly grow: phone, internet, subscriptions, insurance and utilities. With word-for-word call scripts, a subscription audit and a free calculator.

Monthly bills before → after

  • Internet$89$55
  • Cell phones (2 lines)$140$75
  • Streaming (4 services)$62$23
  • Car insurance$168$131
  • Forgotten app subscriptions$18$0

Saved each month$193

That's $2,316 a year.

An illustrative example. Your savings depend on your bills, providers and location.

Three ways to lower a bill

02

Ask for a better price

Promotions end, but new-customer and retention offers exist. A five-minute script helps.

See the call scripts
03

Switch when it's worth it

Compare plans and quotes once a year, and switch without gaps or fees.

Phone plan guide

Free download, no email needed

The Bill Audit Worksheet

List every bill on one page, mark the ones to cut, downgrade or call about, keep your subscription audit and log every call with the name, date and new price. Print it and grab a coffee.

Get the free PDFTry the savings calculator

Coming soon

Thirty days, ten minutes a day, smaller bills

The 30-Day Bill Reset: one short task a day, in the right order, with the scripts and worksheets to do it. Phone, internet, subscriptions, insurance, utilities and the bill calendar, done in a month.

$39 one-time. Save at least that, or your money back.

See the 30 days